Do I buy or sell now,

or wait it out?

Enter a few numbers and see how much your property needs

to grow each year just to cover what it costs you to hold it.

Your property

Purchase price

$

Year purchased

Estimated value today

$

Age of property

yrs

What’s my property worth?

Your loan

Loan balance

$

Interest rate

%

Loan type

Rent

Rent per week

$

Management fee

%

Holding costs per year

Council rates

$

Water ratesAccess charges

$

Building insuranceOr body corporate

$

Landlord insurance

$

MaintenanceLeave blank and we'll allow for it based on age

$

Your tax rate Used only for the after tax monthly cost

Adjust the growth scenarios

Big dropValues fall each year

%

Small dropValues fall each year

%

Small increaseValues rise each year

%

Big increaseValues rise each year

%

Selling costs

%

If you sold, your cash would earnSavings, or paying down your home loan. Leave at 0 to keep it simple.

%

Rent and costs rise each year by

%

What holding costs you each month

Interest plus holding and tenant costs, less rent. Loan principal is left out because it comes back to you as equity when you sell.

Before tax

After tax, estimated

Market growth since you bought

Your growth each year

Needed to break even

Hold or sell: where you'd be

Hold versus sell over the next 24 months

Get a proper appraisal and a personalised hold or sell report from Mark.

This calculator uses your estimates. Mark will give you a real value for your property today and a report that works through your numbers, including timing and tax with your accountant.

Address

Street Address

State

City

Postal Code

Your Name *

Phone *

Email *

This calculator gives general estimates only. All figures are before tax except the after tax monthly cost, which uses approximate current tax rates. Tax rules change and every owner's position is different, so talk to your accountant before you decide. This is not financial or tax advice.

McGill Property Services Pty Ltd | ABN 25 628 053 207 | Licence 4241204 | 3/11 First Ave, Mooloolaba QLD 4557